4 Features to Look for in the Best Checking Account in New York

When it comes to banking, you must be picky about who you choose to do business with. Your bank is the place where you will store your money, hopefully, build wealth, and even pay your monthly bills. This is likely to leave you searching for the best checking account in New York and understandably so.

Your bank is more than just a place to park your money when you aren’t using it. Your bank is your financial partner, and it should help you achieve your monetary goals. Whether you are saving for a vacation or building wealth with your finances, your bank should help you get there.

Here are 4 features to look for in the best checking account in New York.

No Overdraft or NSF Fees

Financial Institutions make billions on overdrafts and non sufficient funds fees. It’s hard enough to get through life following a budget and paying your monthly expenses. You don’t need a greedy bank corporation swooping in to charge additional fees when you run out of money.

The best checking account New York will not charge overdraft fees or non sufficient funds fees to your account. They will truly partner with you through thick and thin, meaning they want you to reach your financial goals. Rather than charging every nickel they can, the best checking account in New York will know that they’ll make money when you are financially stable, and they’ll help you get there.

Surcharge-Free ATM Access

There are many unexpected times when you just need access to cash, and it isn’t always convenient to make a trip to the bank. Sometimes, you may need cash when the bank is closed, and you shouldn’t be punished for that. The best checking account in New York will not charge you a fee for accessing your own cash.

There should be thousands of free ATMs available for you to use when you need cash. Some banks only waive the ATM surcharge when you utilize their ATM machines but that isn’t always fair either. Many times, you simply have to choose the closest one to get cash and you shouldn’t have to pay extra for that.

Free Money Orders

Sometimes, you just need a money order. Certain invoices or fees are best paid with money orders, especially since many people don’t use checks anymore. The bank where you park your money should offer free money orders, not charge more for them. Sure, you can go to a convenience store to purchase money orders, but you shouldn’t have to. Your money is parked at a bank, so you should be able to get your money orders there too – without paying extra for them.

Fee-Free Digital Banking

Digital banking is just part of the way people do business these days. It’s free, immediate access to your money and your account. This should be standard on every checking account and the best checking account in New York will agree. They will never charge you for a free service to access and manage your money on their own platform.

The Best Checking Account in New York

Managing your money for you is a privilege and the best checking account in New York will treat it as such. They will never charge NSF or overdraft fees and they won’t charge you for digital banking. The best checking account in New York will ensure you have access to thousands of free ATM machines so you can get cash when you need it without paying extra and they’ll throw in free money orders just for good measure. When you need to open a checking account, don’t settle for one that will do. Instead, seek out the best checking account in New York that will treat managing your money like the privilege it is.