Call A Car Accident Lawyer Before Settling For The Insurance Company Offer

Regardless of all the heartwarming commercials stating that insurance companies care about their clients, especially in times of need, it simply is not true. Insurance companies are in business to sell policies and make a profit. Making a profit is the most important part of that statement. Paying out on claims reduces this profit and therefore is not something the insurers wish to do.

When a claim is made, insurance adjusters have been taught to try to close the case as soon as possible. The adjusters will start pushing for a settlement as soon as the next day after the accident. By pushing for a quick settlement, the insurance adjuster significantly reduces the amount of the claim.

Once you agree to a settlement, the insurer is no longer responsible for your medical care, replacing damaged items, or covering your financial losses. This applies even if you have losses or need more medical care in the future.

Think about it for a minute. How can you know what kind of care you will need from your injuries in the future, or how much time you will have to miss from work only a day after the accident occurred?

In reality, many of the tests your doctor has ordered has not even come back to be reviewed at this point, and you do not even know the true extent of your injuries.

The push for a settlement can be very upsetting to the injured party. Many people feel so pressured by the adjuster that they give in and accept a settlement too quickly and suffer the consequences in the future.

Don’t give in! FIGHT for MAXIMUM compensation from the insurance company.

Consult with a car accident lawyer as soon as possible. When you give your initial statement to the insurance company, provide only the basic information to them and then kindly state that you are consulting an attorney.

Tell them that all other information must come through your attorney from this point forward. This is the best way to protect your rights and avoid an unfair settlement.

When you inform the insurance company that you are going to have legal representation, they must respect this decision and work with the attorney who is representing your case.

Common Types of Car Accidents in NJ

Car accidents include a variety of different events. Our law firm is equipped to handle all types of car accidents, including:

• Multi-Vehicle Passenger Car Accidents
• Hit and Run and Single Car Accidents
• Truck Accidents
• Motorcycle Accidents
• Personal Watercraft Accidents
• Pedestrian Accidents

A personal injury will change everything about your life. The changes may be small and temporary or large and permanent, but there will be changes. These changes can impact how you live your life, your financial security, and even your future.

It does not seem very fair that the negligent actions of another person could have such a dramatic impact on your life!

Injury victims do have rights. The person or business that is responsible for your injuries can be held accountable. You have the right to seek compensation from the responsible party for your financial losses and damages.

Making a claim for compensation is one of the ways that you can start to retake control of your life.

When you are ready to make a claim for compensation, you will benefit from the assistance of a personal injury attorney.

Having a NJ car accident lawyer manage and represent your claim will eliminate a lot of the stress and help you focus on more important issues such as recovering from your injuries.

Schedule Your Free Case Evaluation With A NJ Car Accident Lawyer Today

There is no reason to delay making an appointment to speak with one of our car accident attorneys. They are here to answer your questions and help you get started on the compensation process. They understand that this is a stressful and chaotic time in your life, so they are here to help.

Different Types of Personal Injuries

Personal injuries are, by definition, any injury caused by a negligent act. This negligent action can happen at any time and can be caused by any action. Our law firm, however, has found that most personal injuries fall into one of the following categories:

Car Accidents

Accidents involving cars are the leading cause of personal injuries. Statistics show that nearly 800 car accidents occur each day throughout the state. Not every accident that occurs will result in an injury. For those that do, injury victims should contact a car accident lawyer asap.

Car accidents include all of the following types of events:

• Multi and Single Passenger Car Accidents
• Trucking or Commercial Vehicle Accidents
• Motorcycle Accidents
• Pedestrian Accidents
• Personal Watercraft Accidents

Medical Malpractice

Injuries caused by medical care are considered medical malpractice. This type of injury can be caused by anyone in the medical field that provides direct care to the patient. When this care leads to harm or injuries, malpractice has happened. Since this type of case can be difficult to prove, it is essential that you speak with a personal injury attorney as soon as you suspect that malpractice has occurred.

Birth Injuries

Birth injuries to the infant or mother are considered medical malpractice. However, since these injuries often have devastating and life-long effects, our law firm has dedicated certain attorneys to handle these cases. Your lawyers feel that the only way to secure justice for these injury victims is to make sure that their legal representation has the knowledge and compassion to represent these cases aggressively.

Slip and Fall in NJ

Slip and fall accidents are the second most common type of personal injury. Technically, these injuries fall under premises liability cases. However, since this type of accident is more common than other premises cases, it is listed separately.

Premises Liability

Premises liability includes most slip and fall accidents and injuries that happen on a commercial property.

Most premises liability cases occur from:

• Dangerous or debris filled walkways
• Dangerous staircases
• Poorly lit areas
• Falling objects
• Escalator and Elevator accidents

Defective Products

All products that are released for public consumption must be safe to use. This includes products that are used business-to-business and all products released for purchase if a product that is being used as intended cues harm to the end-user, the manufacturer can be held responsible for the injuries and losses.

Food poisoning and food-borne illnesses are included in defective product laws. If prepared food from a restaurant, deli, or other vendor causes harm, they are held responsible for the illness. The same applies to food processing companies. All foods processed or prepared must not cause illness upon consumption.

Dangerous Medications or Medical Devices

Medication and medical devices are considered consumer products and fall under the defective products category. However, these two consumables are set apart because of their potential to harm many people across the country at nearly the same time.

When a dangerous medication or medical device causes harm to several people in many different areas, the court system often requires that these cases are condensed into one large case or a class-action. If your injury is part of a class-action lawsuit, your personal injury lawyer will help you join the action so that you can make a claim for compensation.

Asbestos Exposure Injuries

Mesothelioma is a serious lung disease that is caused by asbestos exposure. This is the only way that a person can develop this disease. Mesothelioma is a very slow progressing disease a first, and victims may not experience symptoms for decades after initial exposure. Our law firm has dedicated attorneys available to help those who have been diagnosed with Mesothelioma secure compensation for their injury.

Nursing Home Injuries

Nursing homes are supposed to be a safe place where patients can receive the care they need without harm or indignity. The frailest members of our society often need the assistance of a nursing home, and it is just devastating to believe that someone could be harmed while in nursing home care.

Sadly, nursing home injuries and abuse do happen. Understaffed or incorrectly staffed homes lead to sub-standard care and harm of the patients. If you believe that your loved one has been injured as a result of being in a home, contact an attorney immediately. Your lawyer will notify the correct authorities to start an investigation, and then file a lawsuit on behalf of your loved one to seek damages for their injuries and losses.

Signs that abuse is occurring may include:

• Cracked lips and skin on hands from dehydration or malnutrition
• Broken bones, bruising and cuts
• Acting withdrawn or timid when the family arrives
• Bedsores
• Changes to their financial standings

These are only a few signs of abuse taking place. Always monitor your loved one carefully in these facilities. Many elderly people will not say anything about being abused because they fear that medical care will be withheld if they say anything.

Work Related Injuries

Any injury that you receive while you are at work is covered under the worker’s compensation policy for your company. Worker’s comp is an insurance program that pays for medical care for work-related injuries. This insurance program is also designed to cover a portion of your wages if you are forced to be off of work while recovering from your injuries.

Although the program was designed to work in favor of the employee, this is often not the case. Employees are often denied coverage, certain treatments, and reimbursement for their wages. If you have been injured at work, contact a personal injury lawyer to protect your rights to receive workers comp benefits.

Wrongful Death

When a personal injury causes the death of the victim, wrongful death occurs. In most cases, dependent surviving family members have the right to seek compensation for the loss of their loved one. Surviving family members are encouraged to consult with one of our compassionate personal injury layers about the loss of their loved one to see if their family can qualify for this benefit to help them during this most difficult time.

Consult A Personal Injury Lawyer Today

A personal injury can change everything in your life, but you do not have to accept and deal with all of these changes. You can do something about the financial burden that the injury has caused you and your loved ones. You are entitled to compensation for your losses when your injury was caused by another person or business.

Your lawyers can help you get the compensation you deserve, and you never have to worry about up-front legal fees. 

It all begins with a CONSULTATION. Your lawyers will be pleased to answer all of your questions and help you start your claim for compensation. There is no reason to wait, contact a personal injury lawyer today.

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